Shopping for your first home involves asking a lot of questions. Potentially, it can also involve navigating around obstacles.
At First Savings Bank, our goal is to provide you with the answers and solutions you are looking for, regardless of your financial situation and home buying goals. When we match you with a mortgage, we strive to save you as much money as possible over the entire lifetime of your home loan. That way your mortgage serves you not just today, but tomorrow and over the years to come.
Among first time homebuyers in Kentucky and across the country, the FHA loan program insured by the Federal Housing Administration (FHA) is one of the go-to home loan programs. Credit and DTI ratio qualification criteria are flexible, and down payments range from 3.5% to 10%.
Throughout Kentucky, there are many lovely homes for sale in rural areas. The income-based USDA loan program backed by the US Department of Agriculture (USDA) can help you to buy one of these homes with zero down payment and discounted PMI.
As a first time home buyer with a competitive risk profile, you can apply for a jumbo mortgage to purchase a higher value home in Kentucky.
We offer solutions for every situation involving credit or employment. We even have specialty loans for buying a home while rebuilding your credit score.
There are multiple products and solutions we can use to help you cover the cost of your down payment, reduce it, or even eliminate it.
Patiently answering questions from first time homebuyers is one of the things that we most enjoy about our work. Through every step, we are here to guide you and offer you the widest spectrum of solutions.
Our philosophy is reflected in our motto, “Where you’re always First.” That is our promise to you as our customer. We are here to make your life easier and more affordable in every way we can.
What Our Clients Are Saying
Your first home in Kentucky is waiting for you. So is the ideal mortgage for your needs. Let us help you find it. Please call 502-238-9655 to schedule your first time homebuyer consultation today. We serve customers in Louisville and throughout Kentucky.
First Savings Bank Louisville is located on 295 N Hubbards Ln #302, Louisville. From Louisville International Airport (SDF) head southwest on Terminal Dr and take the ramp onto I-264 E. Then use the right 2 lanes to take exit 21 for KY-1447 W and use any lane to turn left onto KY-1447/Westport Rd. Finally, turn left onto Castleview Dr, turn right and First Savings Bank Louisville will be on your left.
Monday through Friday 8:30AM–5PM.
For additional questions you can call us at (502) 238-9655 or you can find us on Superpages.
First Savings Bank Louisville NMLS ID: 411341 is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age, because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. Disclaimer: Programs subject to change without notice. All borrowers must qualify per program guidelines.
Amid global concern about COVID-19, we will continue to be here for our customers.
As people and companies all across the country take additional preparations to protect against the Coronavirus (COVID-19), we acknowledge that your mortgage concerns will likely not be taking a break. At this time, we will remain open full-time and will continue to service our customers with the same fast response times you’ve come to expect from us.
Due to the increasing number of reported cases in the U.S., we are continuously monitoring the situation. We will also continue to actively assess the necessary actions we need to take in order to ensure the health and safety of our customers, employees, and their families. We hope that you will join us in taking some basic and important measures, such as frequent hand washing, to keep communal risk low.